General:

1. This is a Jewellery purchase scheme. The customer has options to purchase Gold, Diamond, or Silver Jewellery/Utensils.*If the customer wants to buy gold coin/vedhni subject to the scheme bonus criteria changes time to time, in such case the customer will have to wait for upto 45 Days for the delivery of gold coin/vedhni from the date of submission/redemption of Membership Card.
2. The Prevailing Rates & Making charges shall be applicable at the time of purchase.
3. GST, Local Taxes, TCS/TDS or Municipal Charges if any shall be charged to customers on the purchase amount, which is applicable at the time of purchase.
4. All members should intimate any change in their Address, Mobile Number & E-Mail Id.
5. In this Scheme, the customer can purchase gold ornaments or coins, or vedhanis. Cash will not be refunded, under any circumstances.
   

Opening of Scheme & Payment of Installment:

1. All the transactions in this scheme such as the opening of a new scheme, Payment of amount*, Closure of scheme & Purchase of Ornaments, etc. by the Customers can be done in any of our branches.
2. At the time of joining, you will be supplied with a Membership Card which you are required to keep under safe custody. Additional charges (Rs.100) will be applicable for the issue of the duplicate card.
3. The members must pay his/her installment within the prescribed time. The receipt of every transaction will be issued to the Member subject to the mode of payment.*Online installment Payment modes are available as follows: Website: savings.shreemeherjewellers.com / Google Play App
4. In Online Payments, Any Banking or Payment Gateway charges shall be borne by the member itself at the time of payments of installment.
5. In the case of cheque payments, for any reason, whatsoever, if any cheque bounces, bank charges as applicable shall be collected from members.
6. Please check that all payments made are correctly entered into the membership card. You are requested to kindly update your membership card regularly by visiting any nearby showroom. Any discrepancy should be immediately brought to the notice of the respective showroom manager.

Maturity/ Redemption/ Closure of Scheme:

1. At the time of Maturity, the member should carry all the receipts and membership card.
2. Member is mandatorily required to Purchase the Jewellery before the completion of 6 months from the date of maturity. 
3. If the member wants to close the existing scheme, then in such case no extra installments shall be provided to him/her and it is mandatory to purchase the Jewellery of at least worth of accumulated amount or more.
4. Members of the scheme shall not get benefits of the other schemes/offers during redemption of the existing scheme Except Festive Offers.
5. The Scheme account/ amount cannot be transferred. This Scheme account cannot be transferred or handed over to anyone. The customer has to purchase Jewellery on the same name as an account.
6. On Maturity, all deposit receipts, scheme passbooks, & ID Proof should be presented for verification and settlement.